10 Best Retirement Affiliate Programs To Promote In 2025
Updated: October 2, 2025 Written by Bill Burniece
Best Retirement Affiliate Programs
Retirement affiliate programs pay very well and there are many different instruments to choose from. This is another ultra-evergreen niche that is often overlooked by many affiliate marketers.
Retirement Affiliate Programs
#1 Insider: By Capitalist Exploits
Capitalist Partners Affiliate Program
Stop Selling One-Time. Start Earning Forever.
Most affiliate programs pay you once. We pay you every year, for as long as your referrals stay subscribed.
The Math That Changes Everything
Promote a $2,499/year investment subscription. Earn 25% lifetime recurring commissions.
That’s $625 per year, per customer. Not once. Every year.
- Year 1: $625
- Year 2: $625
- Year 3: $625
- Average customer retention: 3-5 years
One sale = $1,875 – $3,125 total commissions over the customer lifetime.
Compare that to:
- Gold programs: $2,500 once, then start over
- Course launches: $500-2,500 once, feast or famine
- Other newsletters: 20-30% annual (not lifetime)
What You’re Promoting:
Insider by Capitalist Exploits — a contrarian investment research subscription where hedge fund managers share their actual positions, in real-time, with radical transparency.
- 4.8/5 rating on Trustpilot (5+ years)
- Real portfolios with real money
- Outperformed S&P 500 since inception
- $35/month entry point ($105/year commission)
- $2,499/year full access ($625/year commission)
- 180-day attribution window
- Monthly payouts, $100 minimum
Who This Is For:
Experienced affiliates with audiences in:
- Finance, investing, macro economics
- Crypto, precious metals, hard assets
- Financial independence, wealth preservation
- Anti-mainstream, contrarian thinking
This Is Not For:
- New affiliates
- Mass traffic, low-conversion approaches
- Get-rich-quick promoters
- Anyone without an established finance audience
The Conversion Advantage:
Finance audiences convert at 1-10% on quality traffic.
That means 80 conversions to Insider = $50,000/year in recurring income.
No more hunting for $50K gold buyers. No more starting from zero each month.
Why Affiliates Switch to Us:
“Finally, an affiliate program I’d actually buy myself.” — Finance YouTuber
“Recurring income vs. constant prospecting changed everything.” — Newsletter Publisher
“Converting 80 prospects easier than finding 1 whale.” — Former Gold Affiliate
Apply Now:
Fast approval for qualified affiliates. Access to marketing materials, email swipes, and a dedicated affiliate dashboard
This program is selective. We care about partner quality, not quantity.
Apply for Capitalist Partners → (capitalistpartners.com)
Our editorial review process for this listicle.
2) Personal Capital
Affiliate Commissions: Please click through for current affiliate terms.
Affiliate Signup Link: Click Here
Affiliate Website: Here
Affiliate Description:
Partner with Personal Capital to generate new revenue from your website and inspire people to start planning their financial future.
3) RetireFast
Affiliate Commissions: Earn $100-$150 per sale on new IRAs & 1.00% on investments, plus .25% on child affiliate investment sales.
Affiliate Signup Link: Click Here
Affiliate Description:
RetireFast.co is a leading retirement technology and advisor platform.
The company owns and services only premium Fintech digital assets online and provides real-time lead generation services targeted to the financial services industry.
4) GoldBroker
Affiliate Campaigns:
- The Revenue Share (RS) campaign offers 20% of Goldbroker’s net commissions for each order of the clients you refer to Goldbroker. The commission is based on buy orders and annual storage fees of precious metals.
- The Cost Per Acquisition (CPA) campaign offers a $200 commission for each client you refer to Goldbroker.com.
Affiliate Signup Link: Click Here
Affiliate Description:
Goldbroker.com provides gold and silver bullion (bars and coins) delivery in the USA and secure storage outside of the banking system in four locations worldwide: New York City, Zurich, Singapore, and Toronto. Goldbroker allows its clients to own and store precious metals in their own name (The bars and coins are stored and insured in the name of the client) and with full ownership (no mutual or fractional ownership). Clients have a direct and personal access to their stock.
Lifetime commissions: you’ll win, commissions on the clients you refer to Goldbroker.com as long as the clients buy and store precious metals with Goldbroker.com.
5) Self Directed IRA
Affiliate Commissions: $50 commissions.
Affiliate Signup Link: Click Here
Affiliate Description:
Self Directed IRA has been providing services since 2005. They assist individuals who wish to invest in alternative investments such as real estate, precious metals, tax liens, note and mortgages and other alternative investments.
6) Blooom
Affiliate Commissions: Earn up to $30 per lead.
Affiliate Signup Link: Click Here
Affiliate Website: Here
Affiliate Description:
We are a group of experts dedicated to managing your 401k online in a simple, affordable way—giving people the confidence to make smarter decisions with their hard-earned dollars.The problem with 401ks is that they are confusing. Your company is great for offering these plans, but that’s about it. The unbiased experts at blooom can help you get your 401k on the right track… and keep it that way.
You might also like: Insurance affiliate programs
7) Trust&Will
Affiliate Commissions: Click through for current terms.
Affiliate Signup Link: Click Here
Affiliate Website: Here
Affiliate Description:
Trust & Will is modernizing the Estate Planning industry with the simplest way to complete a Will, Trust, or supporting document online. They help create peace of mind for the 150M American’s that aren’t planning for unforeseen circumstances. All of our documents have been designed and vetted by attorneys with decades of estate planning experience.
8) Sense Financial
Affiliate Commissions: $100-$200 per referral.
Affiliate Signup Link: Click Here
Affiliate Website: Here
Affiliate Description:
At Sense Financial, we establish self-directed retirement plans for our clients that are set up with “checkbook control.” Our clients receive the highest quality personalized service at very affordable rates in all 50 states. As a plan owner, you can invest in real estate, mortgage notes, trust deeds and other non-traditional investments. Take control of your retirement future and invest in what you know best.
9) BitIRA
Affiliate Commissions: Pays affiliates both a flat fee for every Qualified Lead referred and a percentage share of every purchase made by that person if they become a Customer.
Affiliate Signup Link: Click Here
Affiliate Website: Here
Affiliate Description:
Your retirement savings are critical to your future, and we take that seriously. That’s why we’ve created a service that brings together decades of experience and first-in-class expertise in placing alternative assets within IRAs.
We believe that the services we can provide to you are second to none.
10) Financially Fit
Affiliate Commissions: Earn 25% of each monthly subscription fee you send to them and continue to receive 25% for each month they remain a subscriber.
Affiliate Signup Link: Click Here
Affiliate Website: Here
Affiliate Description:
At Financially Fit, we teach you to re-imagine wealth.
To re-imagine wealth, you must learn to increase your cash flow, eliminate and live without debt, and become completely financially independent. Debt is a distraction that robs you of your wealth and true financial independence. Our goal is to help you learn to function without debt…forever.
We will show you how you can become 100% debt free in 5 -10 years. Then our goal is to teach you how to reach financial independence 5 years after that. Stop working for money and let your money work for you.
You might also like: Lotto affiliate programs
Do you have a high end retirement affiliate program not listed here.
Get in touch and let’s talk about getting your program included so I can start sending you some highly targeted traffic.
More retirement affiliate programs coming soon…
Photo Credit: Jörg Bergmann Flickr via Compfight cc
The operator of this website is a 3rd party marketer with a material connection to product/service providers appearing on this site in that we are compensated for sales made through our affiliate links.
If you have any questions please contact me at: bill@highpayingaffiliateprograms.com
If you have any questions please contact me bill@highpayingaffiliateprograms.com
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