17 Best Credit Card Affiliate Programs To Promote In 2024

Updated: January 29, 2024 by Bill Burniece

Credit Card Affiliate Programs

Affiliate credit card programs are great because the demand is so huge. According to the Federal Reserve, more than 80% of American adults have at least one credit card.

In this guide, we ranked and reviewed the 6 best credit card affiliate programs to promote.

Most of the banks that have credit card affiliate programs use an affiliate network to promote their programs.

credit card affiliate programs image

What Are The Best Credit Card Affiliate Programs?

Featured Listing

#1 Featured Credit Card Affiliate Program

Click here to learn more about the featured affiliate program listing for this page.

Our editorial review process is located here 

Bankrate Credit Cards screenshot

Bankrate Credit Cards

Affiliate Commissions: Payouts vary by each bank’s credit card offer.

Cookie Duration: Varies by offer.

Affiliate Signup Link: Click Here

Company Description:

The Bankrate Credit Card Network helps affiliates generate revenue from their credit card-related website traffic.

They provide publishers with all the tools necessary to succeed in today’s credit card industry, including:

  • The top credit card offers from the best issuers
  • Experienced account reps
  • Reliable, fast commission payouts
  • Automated tech solutions and tools
ShareASale screenshot


Affiliate Commissions: Payouts vary by each credit card offer.

Cookie Duration: Varies by offer.

Affiliate Network Signup Link: Click Here

Company Description:

ShareASale has been doing business online for over 20 years as an affiliate marketing network.

Their business reputation with affiliate marketers is second to none in the industry.

They provide affiliate programs in a wide variety of vertical markets including credit cards.

You might also like: Best loan affiliate programs

Upgrade Credit Card screenshot

Upgrade Credit Card

Affiliate Commissions: Earn $60 per sign up.

Cookie Duration: 30 days.

Affiliate Network Signup Link: Click Here

Company Description:

Upgrade is relatively new having started in 2017.

Their mission is to offer customers more value and a better experience than they receive from their traditional bank.

More than 15 million people have applied for an Upgrade Card or loan through Upgrade, and they have made over $15 billion in affordable and responsible credit available to their customers.

You might also like: Best virtual payment card

USAA screenshot


Affiliate Commissions: Earn $20 per sign up.

Cookie Duration: 30 days.

Affiliate Signup Link: Click Here

Company Description:

USAA provides credit cards, checking accounts, saving accounts, life insurance, investment, financial planning, and other products to the military community.

The USAA affiliate program allows you to make easy commissions by promoting these products.

USAA credit cards are issued by VISA and American Express. Benefits include zero annual fees, travel rewards, points on military base purchases, and even gift cards.

Lending Tree screenshot

Lending Tree

Affiliate Commissions: Earn up to $70 per lead.

Cookie Duration: 14 days.

Affiliate Signup Link: Click Here

Company Description:

Most people think of home loans when they think of LendingTree.

But they are also an online loan marketplace for various financial borrowing needs including auto loans, small business loans, personal loans, credit cards, and more.

They also offer comparison shopping services for automobiles and educational programs.

Upgrade Credit Card screenshot


Affiliate Commissions: Earnings vary by program.

Cookie Duration: Varies by program

Affiliate Network Signup Link: Click Here

Company Description:

CommissionSoup is a division of the Bulldog Media Group, a leading performance marketing firm.

They specialize in online customer acquisition for clients in the financial services industry – including credit cards. 

FlexOffers Credit Credit Card Affiliate Programs

The FlexOffers Affiliate Network has several credit card affiliate programs that you can promote including:

  • Fit Mastercard Credit Card Affiliate Program: Allows applicants an initial credit limit of $400. This limit can potentially increase after just 6 months when credit is built
  • Kovo Affiliate Program: A subscription-based service that helps your referrals improve their credit. Users can build their credit by making timely small monthly payments
flexoffers logo
  • The Gemini Credit Card Affiliate Program: Directs your referrals to gemini.com/credit-card, a rewarding credit card that allows users to earn crypto with every purchase. Users can earn rewards in bitcoin, ethereum, or any crypto of their choice that is available on Gemini.com
  • Plains Commerce Secured Card Affiliate Program: Your customers will get a credit card that allows them to build or rebuild their credit. Users can choose an initial deposit amount and credit limit from $200 to $1,000 and they can later increase their credit limit up to $5,000
  • Reflex Mastercard Pre-Qualification Affiliate Program: Your site visitors can get pre-qualified for the Reflex Mastercard. The Reflex Mastercard® is designed for people with who have less-than-perfect credit
  • Surge Mastercard Pre-Qualification Affiliate Program: Ideal for those with poor credit, the Surge Mastercard allows applicants to pre-qualify to see if they will get approved without affecting their credit score. The card provides free access to the user’s credit score and performs monthly reporting to the three major credit bureaus. Pretty cool
  • Total Visa Card Affiliate Program: users will access a credit card that will help greatly improve their credit score. Total’s quick and easy application process ensures applicants receive a response within seconds.
  • Destiny Mastercard Affiliate Program: A card that offers the perks of a Mastercard without a security deposit. Users can boost their credit and take advantage of pre-qualification to get a quick response from the card’s easy-to-complete application
  • NewCoastDirect Affiliate Program Connects your referrals to newcoastdirect.com, where they can obtain financing to purchase the latest name brand electronics and home goods
  • Barclaycard Affiliate Program: Allows you to promote products from one of the leading global credit card providers. By steering your audience towards the Barclaycard Arrival Plus World Elite Mastercard and the Barclaycard CashForward World Mastercard, you will advertise two outstanding card offers while enjoying several ways to earn commissions

To access any of these credit card affiliate programs, you will need a free account at FlexOffers

Since FlexOffers is an affiliate network, the availability of these affiliate programs will may change over time.

Tips To Promote Credit Card Affiliate Programs Online:

  • Make or buy a website or blog on finance, credit, or other related topics. Comparison websites work well in the credit card niche
  • Come up with a lead magnet to give away for free in exchange for email addresses to build a private contact list
  • If you need an affiliate marketing coach check out John’s ambassador program
  • Create pages on social media platforms to share your blog content and send traffic back to your credit card ‘money’ site
  • Build relationships on the social media platforms by entering discussions and personally interacting. Don’t sell on social media. Instead, genuinely help others find the information they are looking for
  • Separate yourself from other financial or credit card websites by offering a unique voice or perspective


Most people use credit cards.

Even people who are financially sound like the convenience of using credit cards and paying off the balance each month.

Others rely primarily on leverage they offer.

Promoting credit card affiliate programs is a decent opportunity for anyone already in the financial vertical.

best credit card affiliate programs image

Commissions Comparison:

Lending Tree Up to $70 per sign up
Upgrade $60 per sign up
USAA $20 per sign up
CommissionSoup Varies by program
FlexOffers Varies by program
ShareASale Varies by program
Bankrate Varies by program

Do you have a credit card affiliate program that isn’t listed here?
Contact me and let’s talk about getting your program included.

More credit card affiliate programs are coming soon.

Are you new To Affiliate Marketing?
Click here to start my free step-by-step training.

The operator of this website is a 3rd party marketer with a material connection to product/service providers appearing on this site in that we are compensated for sales made through our affiliate links.