23 Best Loan Affiliate Programs To Promote In 2022

Updated: October 10, 2022 by Bill Burniece

Best Loan Affiliate Programs

Loan affiliate programs include personal loans, payday loans, business loans, and car loans.

The global digital lending platform market size was valued at USD $5.84 billion in 2021 and is expected to experience a compound annual growth rate (CAGR) of 25.9% from 2022 to 2030.

More people are looking for loan solutions on the internet today which is your opportunity to cash in as an affiliate in this niche.

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What Are The Best Loan Affiliate Programs?

Featured Loan Affiliate Program

#1 Max Cash Title Loans

Max Cash logo

Affiliate Commissions: Earn up to $500 per loan.

Affiliate Signup Link: Click Here

Affiliate Website: Here

Affiliate Description:

As the industry leader, Max Cash Title Loans provides competitive rates, convenient terms and fast turnaround even if your client has bad credit (including bankruptcy) or no credit at all.

Since only the car title secures the loan, your client can continue to drive the car during the loan duration.

As an affiliate, you can make big commissions helping people get the money they desperately need.

Read the full review here: Max Cash Title Loans.

MyLead screenshot

MyLead

Affiliate Commissions: Varies by offer.

Affiliate Signup Link: Click Here

Company Description:

MyLead is a rapidly growing affiliate network.

It provides over 3,600 programs in dozens of categories including fitness, accessories and enhancements, dating, health and beauty, gaming, fashion, gambling, and more

The provide strong and fast multilingual support around the clock.

Publishers receive tutorials, mentoring, and even blogs for free. Advisers are assisted by affiliate managers.

They establish the conditions for cooperation and then assist with the implementation of the new program step-by-step.

Full MyLead review

LeadsGate screenshot

LeadsGate

Affiliate Commissions: Earn up to $230 per lead plus a 3% referral program.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

LeadsGate is a pay per lead affiliate network (PPL) focused on the US loan niche.

They offer personal loans, installment loans, and payday loans.

As an affiliate, you’ll get lifetime commissions for every application your referral submits. Even if it is years later.

Plus there is a second tier affiliate program for sending other producing affiliates.

Full LeadsGate review

LeadNetwork screenshot

LeadNetwork

Affiliate Commissions: Earn up to $230 per lead.

Cookie Duration: 30 days.

Affiliate Signup Link: Click Here

Company Description:

LeadNetwork is a top-level program, meaning they work directly with creditors without any extra links in the chain.

This model maximizes earnings for you the affiliate. They pay you $230 for each lead.

They have aggregated more than 300 direct lenders who can approve loan applications from customers, including those with a bad credit history and/or current outstanding loans.

LeadNetwork has one of the best payday loans affiliate programs.

Prosper screenshot

Prosper

Affiliate Commissions: Earn $100-$150 for borrower leads.

Cookie Duration: 30 days.

Affiliate Signup Link: Click Here

Company Description:

Prosper is America’s first peer-to-peer marketplace, with more than 2 million members and over $1,000,000,000 in funded loans.

Prosper allows people to invest in each other in a way that is financially and socially rewarding.

On Prosper, borrowers list loan requests between $2,000 and $35,000 and individual lenders invest as little as $25 in each loan listing they select.

Prosper handles the servicing of the loan on behalf of the matched borrowers and investors.

Prosper is a rare unsecured loan affiliate program.

PayDayMansion screenshot

PayDayMansion

Affiliate Commissions: Earn 5% of the gross revenue.

Note: This affiliate program is for webmasters and by invitation only.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

PaydayMansion is another strong pay day loan affiliate program.

They offer affiliates a wide variety of promotional materials, lead optimization technology, flexibility and reliable support, as well as high commissions for your quality leads.

RoundSky screenshot

Round Sky

Affiliate Commissions: Earn up to $250 per lead.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

Round Sky, Inc. is a leading advertising agency in the US for personal loan and installment loan products.

They offer a simple-to-use industry leading web interface that allows for real-time lead transfer acquisition and sales.

Round Sky works with a diverse group of direct personal loan, installment loan, and store fronts
lenders across the US and deliver to them the specific leads that meet their unique criteria.

Fresh Funding screenshot

Fresh Funding

Affiliate Commissions: Earn 3% of funded loan amount. Average deal size $35,000 with a payout of $1,050.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

Established in 2017, Fresh Funding takes a more personal approach in providing quick access to working capital for small and medium sized businesses nationwide.

They have a creative approach to underwriting and customer success management.

Fresh Funding has built a trustworthy reputation that small business owners can rely on.

GoKapital screenshot

GoKapital

Affiliate Commissions: Click through for current terms.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

GoKapital offers business owners alternative working capital solutions through various funding programs for business loans.

They provide quick business loans from $20,000 to $50,000,000.

They also offer working capital and real estate hard money loans nationwide

Zippyloan screenshot

Zippyloan

Affiliate Commissions: Earn $45 per lead.

Cookie Duration: 1 day.

Affiliate Signup Link: Click Here

Company Description:

Zippyloan allows borrowers to request a loan amount between $100 and $15,000.

The amount they get is dependent on a number of factors including their income, credit history, state of residence, and the lender that they are connected to.

Their cookie window is short but there is still good affiliate income to be made here.

Onramp Funds screenshot

Onramp Funds

Affiliate Commissions: Earn $80 per lead.

Cookie Duration: 30 days.

Affiliate Signup Link: Click Here

Company Description:

Onramp Funds offers cash solutions for eCommerce sellers.

To determine the offer, Onramp looks at your referral’s sales history, never their personal credit.

Once they’ve accepted their cash, Onramp lets borrowers pay them back when more inventory sells.

As an affiliate, you’ll collect $80 per lead.

CarsDirect screenshot

CarsDirect

Affiliate Commissions: Earn up to $8 per lead.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

CarsDirect has a car loan affiliate program.

They help consumers get a deal on a new or used car by giving them up-to-the-minute car pricing information.

They also help buyers with less-than-perfect credit find special financing options through their network of trusted lending partners.

As an affiliate, you’ll earn $8 per lead.

LeadsMarket screenshot

LeadsMarket

Affiliate Commissions: Varies by program choice. Programs include payday loans, installment loans, and car title loans.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

Leadsmarket.com is a marketplace where affiliates earn more money per lead, per click, per impression than with any other advertiser or loan network.

Their founding team has been in the affiliate space for more than a decade now.

They have a reputable CPA network that offers affiliates transparency, support, and expert advice.

Full Leadsmarket review

Zero Parallel screenshot

Zero Parallel

Affiliate Commissions: Varies by program.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

Zero Parallel is a short-term loan lead affiliate network that works with both affiliates and lenders.

Their resources run deep meaning they can offer both affiliates and lenders more.

As an affiliate of Zero Parallel you’ll benefit from aggressive compensation payouts, extensive analytics, and a network of only the best lenders to ensure high payouts.

Full Zero Parallel review

Excel Credit screenshot

Excel Credit

Affiliate Commissions: Earn $50 per closed loan.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

Excel Credit™ is a leader in the boat financing and yacht financing industry.

Their new and used boat loans are highly competitive with the lowest boat and yacht loan interest rates.

You might also like: Lotto affiliate programs

Fairstone screenshot

Fairstone

Affiliate Commissions: Earn $21 per lead.

Cookie Duration: 30 days.

Affiliate Signup Link: Click Here

Company Description:

Fairstone is the leading non-bank lending provider in Canada

They offer credit cards, point-of-sale financing, automobile financing, and unsecured & secured personal loans, and mortgages online and at their branch offices coast to coast.

To apply for the Fairstone affiliate program, you need to email them at affiliateprogram@Fairstonecanada.ca and include a brief description of your company.

National Business Capital screenshot

National Business Capital

Affiliate Commissions: Earn 1% commissions on each closed loan.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

National Business Capital is one of the nation’s most well-known sources for business financing.

Unlike traditional lending institutions, National Business Capital’s efficiency in providing business loans is not restricted by the same time-consuming regulations as traditional banks.

They are known for their fast loan review process and once approved, offer quick loan funding.

As an affiliate partner, you’ll get fast payouts, co-branded marketing material, and a polished dashboard to help you dial in your campaigns.

Lightstream screenshot

Lightstream

Affiliate Commissions: Earn $60 per funded loan.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

LightStream delivers a revolutionary loan experience that allows customers to focus on their purchase, rather than on their financing.

They offer innovative lending products using proprietary technology.

Consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast, and nearly paperless loan process.

From the convenience and comfort of their computer or mobile device, your customers can apply, be approved, sign their loan agreement, and receive their funds, as soon as the same day of their application.

You might also like: Insurance affiliate programs

SoFi screenshot

SoFi

Affiliate Commissions: Earn up to $150 per sale and there are three different affiliate models to choose from.

Cookie Duration: 30 days.

Affiliate Signup Link: Click Here

Company Description:

SoFi’s offers personal loans with low rates and no fees.

Compared with high-interest credit cards, a SoFi personal loan is simply better debt.

Borrowers can get a low fixed-rate on a personal loan from $5K-$100K.

To date, the SoFi affiliate program has paid out over $10 million U.S. in commissions.

Cherry screenshot

Cherry

Affiliate Commissions: Earn $100 per lead.

Cookie Duration: 90 days.

Affiliate Signup Link: Click Here

Company Description:

Cherry offers payment plans that allow medical practices to offer fast and easy financing options for purchases between $200 – $10,000.

Their patients can split purchases into smaller, more manageable monthly payments.

Med spas, dentists, optometrists, and other medical practices use Cherry to boost their revenue, increase treatments, and acquire more patients.

Earn $100 per lead on this easy sale.

Credible screenshot

Credible

Affiliate Commissions: Earn up to $240 per loan.

Cookie Duration: 45 days.

Affiliate Signup Link: Click Here

Company Description:

Credible is the leading multi-lender marketplace for student loan refinancing, private student loans and personal loans.

Their partners love working with them because they deliver a seamless experience and help maximize conversions and income.

You’ll earn up to $240 per accepted loan offer.

Credit Strong screenshot

Credit Strong

Affiliate Commissions: Varies by program.

Cookie Duration: 90 days.

Affiliate Signup Link: Click Here

Company Description:

Credit Strong is a division of Austin Capital Bank, a 5-star rated independent community bank and member of the FDIC.

They have grown to be one a national leader in responsible financial services innovation.

The Credit Strong affiliate program offers a one-time, fixed commission per referral.

Auto Credit Express screenshot

Auto Credit Express

Affiliate Commissions: Varies by program.

Cookie Duration: Not listed.

Affiliate Signup Link: Click Here

Company Description:

This is another auto finance affiliate program.

Auto Credit Express was founded in 1999. They are a part of the Internet Brands Automotive Group, which comprises the largest network of car buying and financing resources in North America.

They are the leading service for people who need new and used car loans in the USA and Canada.

They also work with bad credit.

Tips To Promote Loan Affiliate Programs Online:

  • Make or buy a website or create a new blog on the loans you are promoting
  • Create a lead magnet to give away for free in exchange for an email address so you can build your private contact list
  • Educate your audience about credit scores, loan types, debt collection, and other topics to build credibility
  • Walk your followers through the loan process from loan application to closing to demonstrate your expertise
  • Create pages on social media platforms to grab attention, build you audience, increase awareness, and drive traffic back to your primary loan website
  • Build relationships on the social media properties by entering discussions and personally interacting with others
  • Separate yourself from other loan-related websites by offering a unique voice or perspective
  • Inform your fans about new loan products and favorable lending terms

Summary

Nearly everyone need to take out a loan at some point.

There are more people looking for loan solutions on the internet today than ever before.

You can make a nice income just collecting loan leads, let alone loan applications that get through the entire lending process.

If you aren’t promoting loan affiliate programs yet, it’s not too late for you to carve out your own piece of this huge pie.

Photo Credit: MarkMoz12 Flickr via Compfight cc

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Commissions Comparison:

Max Cash $500 per loan
Round Sky $250 per lead
Credible Up to $240 per loan
LeadNetwork $230 per lead
LeadsGate $230 per lead
SoFi $150 per sale
Prosper Up to $150 per lead
Cherry $100 per lead
Onramp Funds $80 per lead
Lightstream $60 per loan
Excel Credit $50 per loan
Zippyloan $45 per lead
Fairstone $21 per lead
PayDayMansion 5% gross revenue
Fresh Funding 3% commissions
National Business Capital 1% commissions
CarsDirect Up to $8 per lead
LeadsMarket Varies by program
MyLead Varies by program
Zero Parallel Varies by program
GoKapital Varies by program
Credit Strong Varies by program
Auto Credit Express Varies by program

Do you have a loan affiliate program that isn’t listed here?
Contact me and let’s talk about getting your program included.

More loan affiliate programs are coming soon.

Are you new To Affiliate Marketing?
Click here to start my free step-by-step training.

Disclosure:
The operator of this website is a 3rd party marketer with a material connection to product/service providers appearing on this site in that we are compensated for sales made through our affiliate links.