The Ultimate Tier List Of The Best Virtual Cards In 2024

June 25, 2024 by Bill Burniece

As we roll through another year of the ever-evolving digital landscape, virtual cards have become an important tool for online payments, media buying, and even crypto transactions.

Whether you’re shopping online, running ad campaigns, or managing your crypto assets, choosing the right virtual card can make all the difference.

Best virtual cards image

On this page I will present the ultimate tier list of the best virtual cards of 2024, rated from S-tier (the best cards) to F-tier (the cards best avoided).

S-Tier: LinkPay.io

Linkpay logo

LinkPay.io stands out as the #1 choice for virtual cards in 2024.

Developed by former executives from major financial corporations, LinkPay.io offers a set of game-changing features that benefit both businesses and individuals.

Key Features:

  • No KYC Required: You can start using the service without submitting any personal documents
  • 3% Cashback: Earn 3% cashback on all your purchases
  • Global Reach: Accept and make payments in 700+ types of cryptocurrencies and fiat currencies
  • User-Friendly Interface: Simple design for fast, seamless transactions
  • Merchant Feature: Allows businesses to accept payments in crypto and fiat currencies

Verdict:

  • Conditions: 10
  • User-Friendliness: 9
  • Customer Support: 10
  • Unique Features: 9
  • Adaptability: 10

LinkPay.io has set a high bar with its exceptional features and user-friendly approach, making it the top pick for 2024.

A-Tier: MyBroCard and Capitalist CardsPRO

MyBroCard and Capitalist CardsPRO are excellent choices for media buyers and affiliate marketers.

MyBroCard

Key Features:

  • Free First 50 Cards: The perfect choice for startups and small teams
  • Dedicated Customer Support: Ensures smooth operations and quick answers to questions
  • Integration with Ad Platforms: A seamless media buying experience

Verdict:

  • Conditions: 8
  • User-Friendliness: 7
  • Customer Support: 9
  • Unique Features: 5
  • Adaptability: 3

Capitalist CardsPRO

Key Features:

  • Unlimited Card Issuance: Flexibility. Especially for large teams
  • Diverse Funding Methods: Supports vs. Various cryptocurrencies and fiat currencies
  • VIP Client Solutions: Custom services for high-value clients

Verdict:

  • Conditions: 7
  • User-Friendliness: 8
  • Customer Support: 8
  • Unique Features: 6
  • Adaptability: 7

Both MyBroCard and Capitalist CardsPRO offer robust solutions for managing advertising expenses efficiently.

B-Tier: PST.NET and EPN.NET

PST.NET and EPN.NET provide reliable services but have some limitations.

PST.NET

Key Features:

  • Enhanced Security: Protects against fraud
  • Multiple Funding Options: Supports cryptocurrencies and traditional payment methods
  • High Withdrawal Threshold: Minimum $500 for withdrawals

Verdict:

  • Conditions: 8
  • User-Friendliness: 9
  • Customer Support: 7
  • Unique Features: 5
  • Adaptability: 5

EPN.NET

Key Features:

  • Instant Card Issuance: Quick setup for media buying
  • Free Card Issuance: Unlimited virtual cards with low top-up fees
  • Responsive Support: Available on Telegram for quick assistance

Verdict:

  • Conditions: 7
  • User-Friendliness: 8
  • Customer Support: 7
  • Unique Features: 8
  • Adaptability: 7

Both services are a good fit for affiliate teams and online advertisers, though they come with certain restrictions and fees.

C-Tier: YesCard and Adpos

YesCard and Adpos specifically target media buyers and marketers but fall short in some key areas.

YesCard

Key Features:

  • Speedy Card Rollout: Quick card issuance for media buying
  • Collaborative Features: Has nice tools for team-based operations
  • Limited BINs: Currently offers only one BIN (but with plans for more)

Verdict:

  • Conditions: 7
  • User-Friendliness: 6
  • Customer Support: 7
  • Unique Features: 6
  • Adaptability: 7

Adpos

Key Features:

  • Tailored for Facebook Ads: Optimized for Facebook ad campaigns
  • Collaborative Functions: Simplified card management for teams
  • Mixed Customer Support: Limited availability and sometimes slow responsiveness

Verdict:

  • Conditions: 6
  • User-Friendliness: 6
  • Customer Support: 5
  • Unique Features: 6
  • Adaptability: 5

Both YesCard and Adpos offer niche solutions for media buying but need improvements in user-friendliness and user support.

D-Tier: Volet and Karta.io

Volet and Karta.io provide basic virtual card services but lack many advanced features and flexibility most people are looking for.

Volet

Key Features:

  • Supports Multiple Cryptocurrencies: Including BTC, ETH, USDT, and others
  • High Fees: Various charges for different services are high

Verdict:

  • Conditions: 6
  • User-Friendliness: 6
  • Customer Support: 5
  • Unique Features: 4
  • Adaptability: 5

Karta.io

Key Features:

  • Budget Automation: Handy tools for spend management functions
  • Complex Setup: Requires a detailed setup process

Verdict:

  • Conditions: 5
  • User-Friendliness: 4
  • Customer Support: 5
  • Unique Features: 6
  • Adaptability: 6

These services are suitable for basic needs but may not meet the requirements of more demanding or experienced users.

F-Tier: Spendge and AdsCard

Spendge and AdsCard are two additional choices that have significant drawbacks that limit their utility.

Spendge

Key Features:

  • High Fees: Costly card issuance and maintenance fees
  • Limited Support: Inconsistent and often-times slow customer service

Verdict:

  • Conditions: 4
  • User-Friendliness: 3
  • Customer Support: 6
  • Unique Features: 3
  • Adaptability: 4

AdsCard

Key Features:

  • Complicated Setup: Involves multiple (annoying) steps for activation
  • Low Flexibility: Limited to specific use cases

Verdict:

  • Conditions: 2
  • User-Friendliness: 4
  • Customer Support: 4
  • Unique Features: 2
  • Adaptability: 3

These services are best avoided unless they specifically meet your unique needs. Or (of course) if you have no other options.

Conclusion

The virtual card market is rich with options, each one catering to different user needs.

LinkPay.io clearly leads the pack with its comprehensive features and user-friendly approach.

MyBroCard and Capitalist CardsPRO offer solid alternatives for media buyers, while PST.NET and EPN.NET provide reliable, but somewhat limited services.

Like anything else, users should carefully consider their specific requirements and choose the service that best fits their needs.

Affiliate Disclosure
Disclosure: The operator of this website is a 3rd party marketer with a material connection to product/service providers appearing on this site in that we are compensated for sales made through our affiliate links.

If you have any questions please contact me bill@highpayingaffiliateprograms.com