Fast Payday Loans Online
Get A Quick Loan Today For A Better Tomorrow
- If you need money fast, we have made the process simple
- There is no need to visit hundreds of websites to fill out endless paperwork
- We recognize a personal loan is a private matter and respect your right to privacy
Safe & Secure
As Fast As 24 Hours
Why Secure A Payday Loan Online?
Payday loans are short-term loans created to help you with emergency expenses.
An emergency expense can include urgent automobile maintenance, an unexpected medical expenses or needed home repairs or improvements.
- Payday loans are turned around very fast. You can fill out the simple online loan application in minutes. Once approved, the funds are deposited into your account as early as the next business day
- Payday loans are easy to apply for. Online payday loans don’t require an avalanche of paperwork to from you to get approval. In most cases you’ll need a legal ID, proof of income and a verified bank account
- Payday loans online are safe and secure. The payday lending niche is highly regulated and policed. Our network of lenders is reputable and reliable
- Payday loans are simple to understand. All of the loan terms, conditions and fees are stated in advance of any agreement. You will know exactly how much you will be required to repay and when you need to repay it before you proceed with the loan.
How Payday Loans Online Work
Requesting a payday loan online is easy:
- Just click on the green button on this page to be sent to our lender’s website, then click the blue button on that page.
- Fill out the simple loan application and your inquiry will be submitted to our large network of lenders.
- Loan amounts range from $100 to $5,000 (exact amounts vary based on lender programs and your state of residence).
- You can have a response from one of our lenders the same day, and often within minutes.
- Once your loan is approved, you will be redirected to the lender’s website where you can review the terms of the loan, including details about all the applicable rates and fees.
- If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next day.
Payday Loans General Requirements
To be accepted by most lenders in our network, you should:
- Be employed at your present job for at least 90 days
- Be a US citizen or a permanent resident, and over the age of 18
- Have an income of around $1,000 per month after tax deductions
- Have a checking account in your name
- Provide a working telephone number for your home and work
- Provide a valid email address
Quick Inquiry Process
Through secure technology, we will find a lender in our network that is willing to take work with you based on the information you submit. Once we have a lender ready to work with you, that lender will contact you to get any additional information they might need (such as verification of employment, pay stubs, etc.).
Cash Sent Directly to You
After your lender has taken and approved your request, cash will be deposited directly into your bank account. That means you don’t have to take a trip to the bank to endorse and deposit a check or pay check-cashing fees.
Private and Secure
We use industry-recognized security and advanced encryption technology to protect your personal information.
If you authorize your lender to take payment via automatic withdrawals (known as “ACH transfers”), then your loan payments will be paid automatically directly from your bank account. This means each payment will be on time and you won’t have to worry about missing any payments or incurring any late fees.
Late payment policies can differ among lenders. Please make sure you read and understand the loan agreement and your lender’s late payment policy before accepting the loan. In some states, late fees may be limited by law. In other states, late payments may allow the lender to charge late fees and may accelerate the loan making it due in full immediately.
NOTE: Before agreeing to a loan, please make sure you can make your loan payments in full and on time. We support the responsible use of loans and recognize that nobody knows your situation better than you.
State law may limit or prohibit a lender’s ability to extend or “roll over” your loan. Consult with your lender if you need a loan extension.
If you can’t make your loan payments on time, you may be in default of your loan obligations. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future loans.
What are online payday loans?
Online payday loans are short-term, high interest loans that you can apply for using your computer or a mobile device. They are often used when getting money fast is the most important factor in the transaction.
How does the payday loan process work?
In the more recent innovation of online payday loans, consumers complete the loan application online (or in some instances via fax, especially where documentation is required). The funds are then transferred by direct deposit to the borrower’s account, and the loan repayment and/or the finance charge is electronically withdrawn on the borrower’s next payday.
How will I receive the payday loan money?
Once the lender or lending partner approves your loan and you accept the loan terms, your loan will be deposited directly in your bank account, usually as soon as the next day.
If I have bankruptcy or bad credit, can I still get a loan?
Personal loans generally are offered for people with good credit, although each lender or lending partner has its own underwriting policies. An alternative for those with bad credit may be to seek a short-term consumer loan. If we cannot find a lender or lending partner that can offer you a personal loan for the amount you requested, we will search our network of short term lenders or lending partners to see if we can find a short-term lender or lending partner for you.
How long does the payday loan process take?
It should only take a few minutes to complete our secure online form. After we receive your information, we immediately start looking for a lender or lending partner that is willing to work with you. You should have a response from one of our lenders or lending partners within minutes. Final approval and funding is often done in as little as 24 to 48 hours.
What is the best online payday loan?
- Brighten Loans
- Ace Cash Express
- Check City
- Advance America
- Speedy Cash
- Check Into Cash
- Lend Up
- Check ‘n Go
- B3 Cash Solutions
How can I get a payday loan instantly?
You can get a fast payday loan online. However, payday loans online don’t fund instantly. There is usually at least a few hour to few day turnaround.
Where can I get a online payday loan?
Right through Brighten loans by clicking through to their website from this page.
Table of Contents